The term sales is almost the same as the cash sale, save for a difference in documents There are four steps: 1) We must receive the document fee ($299) and receive the down payment 2) We produce for your signing a purchase/sale agreement for the property 3) We also produce a promissory note for you to sign outlining the terms of monthly payments and a land contract which stipulates how you receive the deed after all payments are made and stipulation of penalties for non-payment. 4) Once the promissory note is paid in full, you, the buyer, will receive the deed to the property.